DAVIS BARRISTERS LAWYERS FOR DISABILITY INSURANCE CLAIMS

Workplace stress can be overwhelming. Are you unable to undertake your employment duties on account of stress, anxiety or depression.?  Has your doctor or other medical treatment provider recommended that you take time off of work because of these or similar reasons?

You may have benefits through your employment that provide you with the abiltiy to take time off of work to address such issues and receive payment from your employer or insurer.  Know your rights. Call for free consultation.

Do you have through your employment short term disability insurance or short term income replacement benefits?  Are you unable due to your medical condition from performing the essential duties  of your own occupation or job description?   Have you taken time off of work because of  illness or disease without getting pay or benefits?  You may have the right to receive on a time limited basis all or part of your regular salary while off work though benefits provided to you through your employment.

Have you been off work on account of medical issues which have prevented your from performing the essential duties associated with  your job?  Have your short term benefits or income replacement coverage run out and your remain unable to return to work?  Has your disability insurance company denied your claim for long term  (LTD) disability benefits or have they terminated or threatened to terminate continued payment of LTD benefits.  You may have the right to receive long term (LTD) benefits even if your insurance company says you are not entitled to them.  

You need not always take "no" for an answer. Has your insurance company denied your claim to Short Term (STD) or Long Term (LTD) disability benefits? 

Have you been advised by your insurance company that you have the right to appeal their denial and you don't know how?  Has your employer requested you return to work yet you remain unable to do your job because of your medical condition?  Get the legal advice you need to protect your rights and obtain the benefits you may in fact be entitled to.  We are experienced in addressing these issues.  Call us now.

 Have your made a claim for disability benefits or seek to continue the payment of benefits and your insurance company has  denied  payment of benefits and taking the position you are not "totally disabled"?  Is the definition of total disability changing under your policy terms?  Do you believe you should still be entitled to disability benefits? 

We are experienced in dealing with insurance companies for the purpose of recovering disability insurance benefits when you are entitled to them.  Know your rights. 

Were you actively employed and became unable to continue to work because of a severe medical condition which has  become prolonged, making it not possible for your to return to work?  You may be entitled to receipt of Canada Pension Disability benefits?   Have you made a claim for CPP Disability benefits that has been denied, for which you believe it ought to have been approved?

Have your been advised of your right to request reconsideration of a denial of a CPP disability claim or the right to appeal a denial and you don't know what to do. Don't delay. Get the legal advice your need now.